Archive for March, 2014

Get to Know Oregon Keizer Iris Fest

Keizer Iris Festival
May 15th – 18th 2014
“Dancing in the Streets”

Parade-Activities-Events

RIVER ROAD & KEIZER EVENTS

Iris Festival Golf Tournament – May 16

Four person golf teams may register in advance to play in this traditional and memorable event on the Iris Festival schedule. Presented by Skyline Keizer Ford-Quick Lane Tire & Auto Center the Iris Festival Golf Tournament is held at supporting sponsors McNary Golf Course, located at 155 McNary Estates Dr N. The shot-gun start time is at 11:00 am. Players will be treated to plenty of food and treats while enjoying the beautiful 18 hole course . After the tournament play make plans to celebrate at the Awards Ceremony. Call Tournament Director Nathan Bauer 503-588-0095 or click here to register your team.

Iris Parade – May 17

Everyone loves a parade! This year’s theme “Dancing in the Streets” will be portrayed by the colorful floats and enchanting entries of the Keizer Iris Parade presented by Valley Credit Services. Lively marching bands, talented youth performers, proud equestrians, shiny classic cars, and thousands of spectators make this a not-to-be-missed annual event. Come early for the best seat! Parade begins at the corner of Lockhaven and River Rd. at 10:30 am and proceeds south along to Glynbrook. Click HERE for Directions.

Mayor’s Pet Parade – May 17

Come join the fun with Keizer Mayor Lore Christopher and her dog as they lead the Pet Parade presented by Creekside Veterinary Clinic. The close to ½ mile march is a favorite for pet owners, kids, and beginner walkers.

Golf Ball Drop May 16

McNary Golf Course Hole #18, will be the site of the Helicopter Golf Ball Drop. The lucky holder of the ticket that matches the number on the golf ball that is closest to the target hole after being dropped by the hovering helicopter will win the 50/50 raffle!


KEIZER STATION FUN CENTER ACTIVITIES

Carnival & Midway – May 15-18

There is more excitement and thrills at the carnival and midway presented by OSU Federal “Your Community Credit Union” located at Keizer Station. Try your skills at the games and maybe win a stuffed animal, take a wild ride and let the wee ones enjoy the more mild floating canoes. There is something for everyone at the carnival whether you are a kid or a kid at heart! Family night is on Thursday, May 17 pick-up a discount coupon at OSU Federal branch in the Keizer Safeway or any local Keizer Bank.

Crown the Hound – May 17-18

Bring your pet and come join us at Crown the Hound 2013 located at the Keizer Station Fun Center. This exciting event will help support the Keizer Police Department K9 Unit. Enter your pet into one of our exciting competitions sponsored by Petco. Watch the police canine’s as they demonstrate their ability to keep us safe and take a bite out of crime.

FOR MORE INFORMATION VISIT
http://irisfestival.com/activities/

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded
!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley is a proud sponsor of
The Springhill North Albany Car show to benefit CASA of Linn County
http://springhillnorthalbanycarshow.com

Team Pendley is a proud sponsor of
Sublimity School Annual Auction
https://www.facebook.com/SublimityAuction

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Mortgage Glossary – Definitions & Real Estate Terms

untitled

August 8, 2013

Appraisal: An opinion of value as of a given date of a property prepared by an expert. The experts are usually licensed in the state. For residential loans, the report is invariably prepared on FNMA form

.Appreciation: The increase in a property’s value over time.

ARM (Adjustable rate mortgage):A mortgage in which rate changes according to a formula specified in the loan document.

Automated Underwriting: A computerized system that preliminarily determines a borrower’s loan eligibility based on a predetermined set of financial criteria.

Bottom-line Price: The highest price you would be willing to pay for a property. Unless you are making a “take it or leave it” offer,” you would initially offer a price lower than your bottom-line price and negotiate your way upward. Obviously, you never let a seller know your bottom-line price.

Buyer’s Agent (also Selling Agent):This real estate agent who works on behalf of a buyer by researching homes and neighborhoods and drawing up offers and contracts. Ask your agent to draw up a Buyer’s Broker Representation Agreement.

Buyer’s Broker Representation Agreement: A written agreement that stipulates a buyer’s agent will work only on behalf of the buyer.

Capital: Wealth or assets used to stimulate production of additional assets.

Cash Flow: In a rental property owned by an investor, this refers to the amount of money a property generates after expenses are accounted for.

Casualty Insurance (also Homeowners insurance, Fire insurance or Hazard insurance):A policy which protects the homeowner against damages to property caused by fire and other common hazards. Liability insurance, which protects homeowners in case someone is injured on their property, is also included. Most policies are “full replacement cost,” which guarantees sufficient funds to rebuild the home. Full replacement cost is usually determined based on a home’s last appraised value less the cost of the land. In order to protect lenders’ interests, they are typically named on casualty insurance plans as additional insured parties

Certified Public Accountant (CPA):A CPA is an accountant who has passed a state examination and other requirements necessary to be a practicing professional. There are excellent tax preparers who are not CPAs.

Closing Costs: The miscellaneous costs associated with closing. These typically include a Loan Origination Fee and Discount Points, Appraisal Fee, other Lender Fees, Escrow and Title Fees, and the first year’s Insurance Premium.

Comparables: Properties that are similarly sized and have similar features to a subject property. By reviewing comparable properties, buyers and their agents can get an idea of a property’s market value.

Comparative Market Analyses: Conducted by a real estate agent, this assessment of a property’s value is used to determine a reasonable offering price.

Condominium: In general, a higher density type of development in which a resident owns one of many units along with a share of the ground and other common amenities, like a swimming pool. The units are generally attached (unlike traditional single-family detached homes).

Condo Association: A condo association is a governing body that consists of individual condominium unit owners and that makes decisions regarding the maintenance of a condominium building and its grounds.

Counter-offer: In a real estate negotiation, a counter-offer is typically a response by the seller to the buyer’s initial offer. It is usually lower than the initial listing price and higher than the buyer’s offer.

Credit: Money that is available for the sake of a loan.

Credit Bureaus: Private companies that collect and maintain individuals’ credit histories, which they provide to creditors for a fee. The three major credit bureaus are Equifax, Experian and TransUnion.

Credit Markets: Just as there is a stock market, there is a market where fixed income securities are traded. Among these are mortgage backed securities, pools of mortgages that are sold to investors such as pension plans and hedge funds.

Credit Report: Produced by credit reporting agencies, this reveals the borrower’s history and current status of obligations.

Deed: In many states, the word mortgage is used but the security instrument whereby the property is given as security for the loan is actually a Deed of Trust. There are three parties to the instrument: the Trustor, the borrower, the Trustee, and the Beneficiary, the lender. The borrower transfers the legal title for the property to the trustee who holds the property in trust as security for the payment of the debt to the lender or beneficiary. In the event of default, the beneficiary notifies the Trustee of the default whereupon the trustee proceeds to sell the property at a public sale. This is really a “paper function” as the Trustee will actually play no role. In most states a lender seeks a non-judicial foreclosure where the proceeds of the sale less the costs are the lender’s revenue to apply against the loan. If the proceeds from the sale are not sufficient to pay off the loan, the lender may not pursue other legal action against to collect the deficiency. In some states, but not all, a lender must seek a judicial foreclosure to recover the full amount owed.

Dual Agency: When a buyer’s agent concurrently represents the interests of a seller. Dual agency is generally not recommended.

Earnest Money: The deposit money given by the buyer to his agent or settlement agent upon the signing of the Offer to Purchase (alternately known in some regions as the Deposit Receipt). This shows that that the buyer is serious about buying the house. If the sale goes through, the earnest money is applied against the down payment. If a contract to purchase is not agreed upon, it is returned to the buyer. If a contract is agreed upon but the sale is not consummated, disposition of the earnest money, either forfeited to the seller or returned to the buyer is dependent upon what is agreed to in the Purchase Contract.

Escrow: In California and some other states, the settlement agent who handles the closing of a purchase transaction is an Escrow Company. In other states, settlement agents may be the escrow division of a title company or an attorney.

Escrow accounts : (also Impound Accounts):Lender-established accounts through which a borrower makes payments and a lender takes deductions to cover the costs of the following: mortgage insurance premiums, property tax payments, and/or casualty insurance premiums. Escrow accounts are customary in the East, especially where the LTV of an original loan exceeds 80%. In these situations, borrow equity is not high and if foreclosure became necessary, the lender would not want to recoup the cost of back taxes payment.

Escrow Officer: After an offer is made, an escrow officer (or a representative of an attorney’s office) facilitates the transaction from the time the contract is signed through the close of escrow. These include inspections, earnest money agreements, disclosures, lender issues, and title and escrow issues. This is different from an escrow coordinator attached to a real estate broker’s office—a person whose services you should not pay for.

Federal Reserve: (also “The Fed”):The central bank of the United States government. The Federal Reserve is responsible for setting short term interest rates that serve as models for many types of loans. Mortgage rates, however, are influenced by the market rates on long-term securities like the 10-year Treasury Bond, which is only loosely affected by the Fed.

FICO: Created by the Fair Isaac and Co., this mathematical scoring system is used to assess the relative risk of an individual borrower.

Fixed-Rate Loan: A loan in which the interest rate doesn’t fluctuate but rather remains consistent for the life of the loan.

Foreclosure: The legal process by which a lender enforces payment of a debt secured by a mortgage, or deed of trust. During a foreclosure, the lender takes possession of the home, evicts the mortgagor, and sells the mortgaged property. If the sales price is not enough to pay off the loan, the lender may have other remedy dependent upon state laws, which vary from state to state.

For Sale By Owner Properties: Properties that are sold directly by owners rather than through a brokerage firm. You can use a broker to help you but you, not the seller, are responsible for the agent’s commission.

Good Faith Estimate: Provided by a mortgage lender or broker, this is a list of estimated fees and costs associated with a home loan. Your lender must, by law, give you this and other disclosures within 3 days of your application.

Home Protection Warranty Package: A service contract paid by the seller that covers breakdowns in heating, plumbing, air conditioning or electrical systems, usually within other first year of ownership.

Interest: The price paid for borrowing money.

Interest-Only Loan: A loan that requires a borrower to pay back interest only for a set number of years. After the interest-only period has expired, the remaining principal is typically amortized over the remainder of the life of the loan.

Interest Rate: The rate, which fluctuates according to various economic forces, that is the measure of the price at which money can be borrowed.

Interest Rate Lock: An assurance from a lender that an interest rate will not rise between the time a borrower locks in the terms of the loan and the time the loan closes.

Lien: A claim by one person or entity on the property of another. Commonly, this is security for money owed, created by the lender when you buy a property. Liens also include obligations not met or satisfied, judgments, unpaid taxes, materials, or labor.

Liquidity: The percentage of assets that can be quickly turned into cash. Liquidity is also a measure of the funds available for down payment, closing costs, and reserves.

Listing Agent: The agent who represents the interests of the seller.

Lock Period: Either 15, 30, 45, or 60 days, lock periods are set amounts of time during which the interest rates buyers have been promised cannot be made any higher.

Lot Number: The number corresponding to a parcel of land meant to be owned by a particular individual.

LTV (Loan-to Value): A ratio that expresses the amount of a first mortgage lien as a percentage of a property’s total appraised value. For example, if a borrower wants $100,000 to buy a home worth $120,000, the LTV ratio is $100,000/$120,000 or 83%.Mortgage:A lien or claim against real property given by the buyer to the lender as security for money borrowed.

Mortgage Loan Officer: A representative of a lending institution who acts as an intermediary between the institution and the borrower.

Multiple Listing Service: A group of private databases that provides real estate brokers with a comprehensive look at available housing in a particular market or across markets. The information, which used to be guarded jealously, is now available at numerous websites.

National Association of Realtors: A trade organization consisting of a membership of more than 700,000 Realtors.

Negative Amortization: A method of loan repayment in which the borrower does not pay back the full amount of interest owed each month. The portion of interest that remains unpaid is added to the total amount owed to the lender.

Piggyback Transaction: Typically utilized by borrowers who wish to avoid paying private mortgage insurance (generally a requirement when a person makes a down payment of less than 20 percent), piggyback transactions or 80-10-10 mortgages as they are alternately called, are transactions by which two separate mortgages are originated at once. The first position lien has an 80 percent loan-to-value ratio and the second position lien has a 10 percent loan-to-value ratio. The remaining 10 percent is accounted for in the form of a down payment.

Points: A point is one percent of the amount of the loan. On a $50,000, one point is $500 while on a $200,000 loan, one point is $2,000. When a borrower pays points, this first includes the Loan Origination Fee. Additional points are called “discount points” and are an off-set against interest rate. Lenders will, these days, almost always offer a number of “rate versus fee” combinations allowing the borrower to choose one which is most suitable for his circumstance.

Pre-approval: A commitment from a lender stipulating how much money a person may borrow and under what terms and conditions.

Preliminary Title Report: Once escrow is opened, a preliminary title report is issued. This report provides buyers with information on a property’s title and whether there are any easements, liens and encumbrances on a particular property.

Pre-qualification: An informal, but not binding assessment of how much money a person could potentially borrow from a lender. Pre-qualification is an opinion rather than a promise, and is thus different from pre-approval.

Principal: The balance of the loan outstanding. This is the amount upon which the interest payment is computed.

Private Mortgage Insurance: A form of insurance that lenders generally require when borrowers make down payments that are less than 20 percent; in other words, when their loan-to-value (LTV) percentage is great than 80 percent.

Property Insurance (Fire Insurance):Insurance policy intended to cover risks including fire, theft and some weather damage. Also called Fire Insurance or Casualty Insurance.

Prorate:
This refers to an adjustment made on a payment to account for unused service so that buyer and seller each pay their respective share of costs in proportion to the time in which they own the property.

Rate-vs-Fee:
An inverse relationship exists between a mortgage interest rate and the upfront fees paid. When borrowers opt to pay more upfront, the lower the interest rate becomes. It is much better to buy down the rate if you are going to be in a home for more than five years.

Real Estate Agent: A state-licensed professional who negotiates the sale of real estate, typically on behalf of its owner. A buyer’s agent represents the buyer in a real estate transaction.

Real-Estate Owned (REO):A term referring to properties owned by banks as the result of a foreclosure.
Realtor: A real estate broker or agent who is affiliated with the National Association of Realtors.

Reserve Account:
Reserves set aside by a condo association to cover anticipated maintenance and other expenses.

Reserve Analysis: Typically initiated by the board of a condo association, a reserve analysis studies every single item in the common area—from the roof to the paving in the parking lot, to make sure that adequate reserve funds are being established for their eventual replacement.

Reserves: This refers to the amount of liquid assets that a borrower has after paying the down payment and closing costs.

Return on Investment: aka ROI. The amount of profit a property generates divided by its value. A $100,000 property that generates $8,000 per year would produce an 8% ROI.

Risk: In terms of credit, risk refers to the likelihood of a borrower being able to make payments in a timely fashion and, ultimately, to pay off a loan. Naturally, lenders prefer low-risk borrowers to those who pose a high risk. Lenders determine risk by reviewing a person’s credit score and credit history.

Risk-based Pricing: The higher the perceived risk, the higher the interest rate the borrower will pay.

Single-Family Residence:
Unlike a condominium, in which certain areas area shared between individual homeowners, a SFR is a private unit intended for occupancy by a single family.

Subprime
: Refers to loans offered to high-risk individuals and thus carry the highest interest rates.

Termite Report: A report issued by a licensed state inspector that reports termite infestation and dry rot and any damage that resulted. The report will list corrective action and the cost of repairing damage to a home.

Tract Number:
Refers to a subdivision of land as it is identified by the U.S. census. Tracts can range anywhere from 2,500 to 8,000 inhabitants.

Uniform Standards of Appraisal Practice:
Designated by the Appraisal Foundation, these guidelines are intended to facilitate equitable appraisal practices.

Yield Curve: A yield curve is the representation of the relationship between an interest rate and the time to maturity of a debt. The shape at any given time will determine the difference between long-term loans like a 30-year fixed rate loan and, say, a 5/1 ARM.

INFORMATION COURTESY OF
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http://www.credit.com/loans/mortgage-questions/mortgage-glossary/?utm_source=MSN&utm_medium=content&utm_content=BO_3&utm_campaign=mortgage_rate_sheet

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

5 Secret Reasons Buyers Hate Homes Trulia Blog

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Trulia Staff
March 17th, 2014

There can be a thin line between love and hate when it comes to buyers’ responses to properties. Even if the home seems like a great fit on paper, sometimes there are issues that cause an almost visceral reaction among buyers. Here are some common issues and how (when possible) to deal with them.

1. The neighbors freak them out.

No matter how beautifully a home is staged, there’s a factor that will always be beyond your control: the neighbors. Whether it’s their junky property, scary pets, or just plain bizarre behavior, would-be neighbors can quickly (and irreversibly) turn off prospective buyers. As soon as they start envisioning the years of bitter battles over tree roots and worse, buyers will see turning down a property as dodging a bullet.

2. They’ve heard rumors.

Before buyers commit to a property, they want to be sure about what they’re buying. That means they want to know if the area is about to be rezoned or otherwise transformed by new building and development. Sometimes rumors can be just that, so you can get ahead of the chatter by including current information about any proposals in the online listing or by marketing the home to buyers who would be excited about the possible developments. If a home has a truly checkered past, neutralize buyer concerns by offering them upgrades that seem likely to create a money-saving fresh slate for the next residents.

3. It’s not what they expected.

If a buyer is excited to see an authentic Victorian but the interior has been completely gutted and modernized, they’re going to be disappointed. If you’re the listing agent, there may not be much you can do to quell buyer gripes, but buyer agents may be able to silence the haters with a little preemptive legwork. Obviously renovations are out of your control, but you can avoid wasting everyone’s time (and breaking buyers’ hearts) by finding out ahead of time if they have dealbreakers. That way, you can scope out properties ahead of time to determine if they’re worth showing to the buyer.

4. Their furniture won’t fit.

It’s sounds crazy, but it’s true: Some buyers will turn down a property because their furniture won’t fit, either in size or style. Before you let buyers nix a place because an heirloom armoire won’t work in the master bedroom, suggest alternative spots for the item, or just have a reality check with them about whether a piece of furniture is worth turning down what would otherwise be a great home. If you’re the listing agent, this is where staging can matter big time. Clean, subtle home staging—and more importantly, home decluttering—can help buyers better visualize the home with their own furnishings.

5. They’re worried about competition.

The home-buying process can be so emotional that it’s natural for buyers to want to avoid unnecessary heartbreak. That’s why some prospective buyers shy away from properties when they’re worried about competition in a hot market. But before you let buyers give up on a home they’re interested in, check with the listing agent to see how many offers they expect or have received and other non-price terms that the sellers are interested in. Listing agents can help keep competition fears from ruining good offers keeping buyer’s agents up-to-date on plans for accepting offers and what the competition level truly is (assuming the latter is fine by your sellers and any applicable Association rules).

Information Courtesy of
Trulia
http://www.trulia.com/pro/buyers/5-things-that-freak-buyers-out-and-how-agents-can-help/?ecampaign=anews&eurl=trulia.com%252Fpro%252Fbuyers%252F5-things-that-freak-buyers-out-and-how-agents-can-help%252F

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley is a proud sponsor of
The Springhill North Albany Car show to benefit CASA of Linn County
http://springhillnorthalbanycarshow.com

Team Pendley is a proud sponsor of
Sublimity School Annual Auction
https://www.facebook.com/SublimityAuction

20 tips can help us all make the best use of water in summer.

Laura Gaskill
Houzz Contributor.

With warmer temperatures and less rainfall in many regions, summer is a great time to get serious about conserving water. Whether your goal is to help your community during a time of drought, keep pollution out of waterways, or save money on your home water bill, there are many simple, effective changes you can make around the house. These 20 ways to save water and protect our waterways are a good place to begin.

1. Upgrade appliances. When you next go shopping for new appliances, choose a fridge, freezer, and dishwasher rated by Energy Star and you could save hundreds of gallons of water each year.

2. Use the garbage disposal less. Drop that food in a compost pile instead! Not only will you save water by not turning on the faucet every time you clear off a plate, you will be creating nutrient-rich food for your garden.

3. Use a rain barrel to catch water for use in the garden. This simple addition to your home can save you many gallons of water each year, depending on how much rainfall you get in your region.

4. Seek out drought-tolerant and native plants. Especially important in the southwest and western U.S., and anywhere drought is a problem, choosing the native plants can reduce the need for frequent watering.

5. Turn off the faucet — or try a sink with a foot pedal. Make a habit of turning off that faucet rather than letting it run while you soap up dishes or hands. The new pedal sinks make remembering to turn off the faucet automatic, and are especially great for homes with kids.

6. Fix leaks promptly. Save on your water bill by making sure to stop leaks as soon as you notice them.

7. Adjust your sprinklers. Sprinklers that mist driveways, walkways, and other non-planted areas are wasteful. Take the time to test yours and be sure the water is reaching only the needed spots. Mark the position with a rock or plant marker so you will remember where to put it next time.

8. Avoid using lawn chemicals. Chemical fertilizers and weed killers run off lawns and contaminate waterways. If you do choose to use them, be sure to use the minimal amount necessary to do the job.

9. Try a lawn alternative. Why deal with constant watering and mowing, when you can enjoy a lawn-free yard just as much? There are many creative alternatives to grass, from native plant and edible gardens, to patios, play spaces, and more.

10. Upgrade or retrofit older toilets. Older toilets can be major water hogs. Upgrade to a newer efficient model, or place a water bottle in the upper tank of your current toilet to displace water and use less per flush.

11. Check for toilet leaks the easy way. Place a few drops of food coloring in the upper tank of your toilet, and do not flush for at least 30 minutes. When the time is up, check the bowl — clear water means no leak; colored water means you have a problem.

12. Save water while you shower. Shortening your shower by even one minute can add up to big water savings over the course of a year. Also try shutting off the shower briefly while washing hair.

13. Install low-flow shower heads. If you don’t have them already, making the switch to low-flow shower heads is an easy and effective way to save water daily.

14. Insulate hot water pipes. Getting hot water faster means less water is wasted running down the drain while you wait. Want to go the extra mile? Keep a pitcher in the bathroom and use it to catch the would-be wasted water as you wait for it to heat.

15. Only run full loads. Saving up your laundry until you have a full load is a great way to save gallons of water. If your machine has a setting for a smaller load, do use that when you need to — but remember that doing fewer loads will save even more water.

16. Choose natural cleaning products. Bleach, detergents, toilet bowl cleaner, and other products we use daily that get washed down the drain ultimately end up in our water system — and it is not easy to remove them. Choose natural products whenever possible, and never flush medications down the toilet.

17. Sweep, don’t hose down driveway and paths. Get out that old push broom and give your steps a sweep rather than getting out the hose. It saves water, and gives you a workout!

18. Water less often, but more deeply. Plants love getting water all the way to their roots — it makes for stronger, healthier plants. Planning fewer, but deeper, watering sessions each week will save water and result in a healthier garden.

19. Water in the evening or early morning. Watering in the heat of the day means much of your precious water will be lost to evaporation. Water in the cool evening or early morning instead.

20. Get in the habit of saving leftover water and dropped ice cubes for houseplants. Even small acts, like plunking dropped ice cubes and half-drunk glasses of water into a watering can rather than down the sink can add up to water savings.

But even more than the water you will save, it’s the habit that is important — this small act will serve as a reminder to be more mindful of water, our most precious resource.

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley is a proud sponsor of
The Springhill North Albany Car show to benefit CASA of Linn County
http://springhillnorthalbanycarshow.com

Team Pendley is a proud sponsor of
Sublimity School Annual Auction
https://www.facebook.com/SublimityAuction

Get To Know Oregon Willamette National Forest Huckleberries


Drawing inspiration from the Oregon Bounty Wanderfeast, this week I headed to the Willamette National Forest in search of the elusive huckleberry.

The Oregon Cascade Mountains can satisfy your needs for exploration and adventure in so many ways: perhaps aboard a whitewater raft where thrills, chills and spills wait at each turn…or maybe with a rod and reel and the chance to land a trophy with each cast. Or perhaps it’s something far simpler that can be found down a quiet forest service road in the Willamette National Forest where a bounty of berries waits for you right now.

USFS Spokesperson Jennifer O’Leary said that time is right: “A wonderful activity to enjoy with family or friends. It’s really great to see visitors out there enjoying themselves and tasting a little bit of mother nature.”

It is what I call “Huckleberry Hound” time for my family and friends and we couldn’t be more pleased with this time of seasonal change in the forest. It’s a favored time of year because no permit is required and there are no personal harvest limits either.

We take what we can use near the Twin Meadows area inside the Detroit Ranger District of the Willamette National Forest.

O’Leary’s best advice for the newcomer? “Really get out on to the forest and explore because there are so many roads where the are huckleberry patches are nearby… if you see a huckleberry bush by the side of the road, chances are good there’s more right there, so get out there and look.”

There are nine species of berries on the forest, but two dominate this area: one is large and sweet, the other more red and tart.

We have no trouble finding plenty of bushes full of berries that are a bit like “candy drops” as I often eat more than I pick. The berries are plentiful in areas of the forest that provide a sun–shade mix. Lift up a branch and expose the underside and you’ll find an easier chore of picking the berries; especially if you have both hands free.

Soon, we are kitchen-bound with our bounty so to try a favorite recipe called “Huckleberry Crisp.” You can find the recipe for Huckleberry Crisp in the Travel Oregon Food/Drink recipe collection.

While in the area, we also stopped along the Santiam River where Oregon Parks and Recreation Dept has converted long popular North Fork Santiam State Park from a day-use site to an overnight campground.

Park manager Bob Rea said, “It’s great to have a place to come to off the river and camp in a tent. We also added a group picnic shelter and a visitor can also make a site reservation. We have converted picnic sites and actually remodeled them to tent sites.”

There is a 2.5-mile long trail through the park and the best part is that more than a half-mile of the parkland includes river frontage. Rea noted, ” It’s very peaceful and quiet and there aren’t very many sites – the over all experience that people have there is very satisfying.”

Finally, if you love following your taste buds as much as I do, I invite you to sample the Oregon Wanderfeast this fall as ten top chefs chase after ten of Oregon’s finest epicurean products. It’s ten weeks of food bliss, from one end of Oregon to the other. You are invited to come along. and win your own Oregon Wanderfeast!
Courtesy of
Grant McOmie is a Pacific Northwest broadcast journalist
http://traveloregon.com/trip-ideas/grants-getaways/huckleberry-hounds/

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley is a proud sponsor of
The Springhill North Albany Car show to benefit CASA of Linn County
http://springhillnorthalbanycarshow.com

Team Pendley is a proud sponsor of
Sublimity School Annual Auction
https://www.facebook.com/SublimityAuction

How To Choose A New Furnace

Great Information

Home Remodeler Blog

How To Choose A New Furnace video from the Carrier Consumer Education Series. This harsh winter has taken a toll on a lot of older furnaces. If you find yourself looking for a new furnace, watch this video for helpful information on what factors to consider. To see other videos from the highly acclaimed Carrier Consumer Education Series, check out any of these Carrier dealers’ TV web channels:

In Fond du Lac WI Area – Fondy Heating & Air Conditioning

In Footville WI Area – Footville Heating & Cooling

In Green Bay WI Area – Foremen Heating & Ventilating

In Dubuque IA Area – Four Seasons Geothermal

In Appleton WI Area – Four Seasons Heating & Cooling

For more videos on home building, remodeling & maintenance, click here.

Selecting A Furnace

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2261 37th Place NW, Salem OR

37th_2

Beyond the West Hills of Salem with views overlooking downtown & the State Capitol Building, this well cared for, 1 owner home built in 1968 is ready for your modern décor touches! This 3 large bedroom plus office, 2 bath, 1762 sq ft home offers living room with gas fireplace & mountain views, wet bar, large dining area looking into oversized sunroom with lots of windows, fenced back yard, & RV Parking area! All new vinyl windows in ‘09, new plumbing in ‘13, new 30 yr roof in ’04, new water heater in ’11, new Lennox furnace in ’01 with ducts & vents cleaned & sanitized in ’12. Both bathrooms have already been updated for you! All this on a 0.26 acre lot in well-established neighborhood with great schools! Don’t Miss OUT on this HOME!

FOR MORE INFORMATION VISIT
http://www.teampendley.com/2261-37th-Place-NW-Salem-OR~l4601591

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley is a proud sponsor of
The Springhill North Albany Car show to benefit CASA of Linn County
http://springhillnorthalbanycarshow.com

Team Pendley is a proud sponsor of
Sublimity School Annual Auction
https://www.facebook.com/SublimityAuction

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