Posts Tagged ‘Team Pendley’

Albany Oregon Children’s Summer Activities

 

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Library Summer Reading Program

Kids of any age up to 12th grade may register at either library beginning Monday, June 1, 2015, to count the days they read or listen to someone read books or magazines this summer and win prizes.  This year’s prizes include: book bags, books, food coupons, tickets to swim at the COOL! Pool, Blueberry Meadows coupons, and more.  All prizes must be picked up by August 22.

The Library offers programs every week on a wide variety of topics, from history and language to science and art.  Programs take place during mornings, afternoons, evenings, and Saturdays.  In keeping with this summer’s theme of “Every Hero Has a Story,” there are three programs for all ages at the Main Library:

  • Saturday, June 20, at 1:30 p.m. – the Knights in Shining Armor will present a demonstration of sword fighting and chivalry for the whole family. 

And, to highlight our local heroes in the present day: 

  • Thursday, June 18, at 10:30 a.m. – Albany Fire Department will bring a fire truck to Story Time.
  • Thursday, July 30, at 10:30 a.m. – Albany Police Dog Jager and Officer Nate Ard will visit Story Time.

Teen Volunteers:   Students who have completed 6th grade may work as Summer Volunteers assisting with children’s programs.  Pick up a Youth Volunteer Application at either library and return the completed form by Monday, June 29, in order to attend the mandatory orientation on Tuesday, June 30, from 2:30 to 4:00 p.m. or on Tuesday, July 7, from 4:30 to 6:00 at the Main Library.

Teen Marionette Troupe:  Students who are going into 6th through 12th grade may join the Marionette Troupe at the Carnegie Library to put on shows for young children in August. Mandatory rehearsals are Thursday, August 6, and Monday, August 10, from 2:30 – 4:30 p.m.  Registration forms are available at either library or on our website on the Young Adult page. 

SUMMER EVENTS CALENDAR

June 16 –    Tues –    2:30 p.m. –    CARNEGIE – The Reading Pirates vs Super Griffin, ventriloquist Vikki  Gasko Green, for school age K & up

June 18 –    Thurs –    4:30 p.m. –    MAIN –    Anime Club, with drawing coach Jim Johnson, for ages 11 to adult

June 20 –    Sat –    1:30 p.m. –    MAIN –    Knights in Shining Armor sword fight demonstration for the whole family

June 22 –    Mon –    6:30 p.m. –  MAIN –    Scientopia Discovery Station by Mad Science:  cell phones, whirling tornados, clackers, static chambers, sound waves, and more for school grades K & up

June 23 –    Tues –    2:30 p.m. –    CARNEGIE –    Scientopia Discovery Station by Mad Science:  cell phones, whirling tornados, clackers, static chambers, sound waves, and more for school grades K & up

June 24 –    Wed –    10:30 a.m. –    MAIN –    Red Yarn Puppets presents Deep Woods Defenders for all ages

June 25 –    Thurs –    2:30 p.m. –    MAIN –    Heroes of Science by Mad Science, Scientopia Discovery Station, for school age K & up

June 25 –    Thurs –    4:30 p.m. –    MAIN –    Lego Brick Building for ages 6 and older

July 7 –    Tues –    2:30 p.m. –    CARNEGIE –    Jeff McMagic, magician Jeff McMahon, for school age K & up July 9 –    Thurs –    10:30 a.m. –    MAIN –    Art for All – Paints and Pastels: Getting Control of Watercolors, with Cheryl French, for all ages from toddler through senior adults

July 11 –    Sat –    9:00 a.m. –    Noon – MAIN – Parking Lot Sale for ages 0 to 18

July 14 –    Tues –    2:30 p.m. –    CARNEGIE –    Jim Johnson beginning Manga drawing workshop for 2nd grade & up

July 16 –    Thurs –    2:30 p.m. –    MAIN –    Jim Johnson beginning Manga drawing workshop for 2nd grade & up

July 16 –    Thurs –    4:30 p.m. –    MAIN –    Anime Club for ages 11 to adult

July 20 –    Mon –    6:30 p.m. –    MAIN –    Albany Idol Talent Show for ages 0 to 18 

July 21 –    Tues –    2:30 p.m. –    CARNEGIE –    Albany Idol Talent Show for ages 0 to 18

July 23 –    Thurs –    10:30 a.m. –    MAIN –    Stretch, Dance, Play! Creative Movement with Iris Nason, for all ages

July 23 –    Thurs –    2:30 p.m. –    MAIN –    Albany Idol Talent Show for ages 0 to 18

July 23 –    Thurs –    4:30 p.m. –    MAIN –    Lego Brick Building for age 6 & older

July 28 –    Tues –    2:30 p.m. –     CARNEGIE – Paint Teotihuacan Masks with Sam Becerra, for school age K & up (1hr 20min)

July 30 –    Thurs –    10:30 p.m. –    MAIN –    Albany Police Dog Jager and Officer Nate Ard will come visit Story Time, for all ages

July 30 –    Thurs –    2:30 p.m. –     MAIN –     Paint Teotihuacan Masks with Sam Becerra, for school age K & up (1hr20min)

Aug 4 –    Tues –    2:30 p.m. –    CARNEGIE –    Mz. Pearl’s Underwater Review

Aug 6 –    Thurs –    2:30 p.m. –    MAIN –    Mz. Pearl’s Underwater Review for school age K & up

Aug 11 –    Tues –    10:30 a.m. –    CARNEGIE –    Marionette Show, Albany Library Marionette Troupe, for all ages

Aug 11 –    Tues –    2:30 p.m. –    CARNEGIE –    Marionette Show followed by Puppet Palooza; hands-on demonstrations in ventriloquism and hand puppet manipulation; then make a knuckle puppet with the Albany Library Marionette Troupe to take home, K & up

Aug 13 – Thurs – 2:30 p.m. –    MAIN –     Marionette Show followed by Puppet Palooza; hands-on demonstrations in ventriloquism and hand puppet manipulation; then make a knuckle puppet with the Albany Library Marionette Troupe to take home, K & up

Aug 20 – Thurs – 4:30 p.m. –    MAIN –     Anime Club for ages 11 to adult

Aug 27 – Thurs – 4:30 p.m. –    MAIN –     Lego Brick Building for ages 6 and older

 

FOR MORE INFORMATION VISIT

http://www.cityofalbany.net/departments/parks-and-recreation/pools/cool-pool.

 

Team Pendley with RE/MAX Integrity

We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

 

Pat Pendley, Principal Broker (541) 990-2530

Christie Pendley, Broker Certified Distressed Property Expert (541) 619-3640

Doug Hall, Broker (541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

 

4 Tips to Determine How Much Mortgage You Can Afford

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4 Tips to Determine How Much Mortgage You Can Afford

1. Prepare a detailed budget.

The oldest rule of thumb says you can typically afford a home priced two to three times your gross income. So, if you earn $100,000, you can typically afford a home between $200,000 and $300,000.

But that’s not the best method because it doesn’t take into account your monthly expenses and debts. Those costs greatly influence how much you can afford. Let’s say you earn $100,000 a year but have $1,000 in monthly payments for student debt, car loans, and credit card minimum payments. You don’t have as much money to pay your mortgage as someone earning the same income with no debts.

Better option: Prepare a family budget that tallies your ongoing monthly bills for everything — credit cards, car and student loans, lunch at work, day care, date night, vacations, and savings.

See what’s left over to spend on homeownership costs, like your mortgage, property taxes, insurance, maintenance, utilities, and community association fees, if applicable.

2. Factor in your downpayment.

How much money do you have for a downpayment? The higher your downpayment, the lower your monthly payments will be. If you put down at least 20% of the home’s cost, you may not have to get private mortgage insurance, which protects the lender if you default and costs hundreds each month. That leaves more money for your mortgage payment.

The lower your downpayment, the higher the loan amount you’ll need to qualify for and the higher your monthly mortgage payment.

But, if interest rates and/or home prices are rising and you wait to buy until you accumulate a bigger downpayment, you may end up paying more for your home.

3. Consider your overall debt.

Lenders generally follow the 43% rule. Your monthly mortgage payments covering your home loan principal, interest, taxes and insurance, plus all your other bills, like car loans, utilities, and credit cards, shouldn’t exceed 43% of your gross annual income.

Here’s an example of how the 43% calculation works for a homebuyer making $100,000 a year before taxes:

1. Your gross annual income is $100,000.

2. Multiply $100,000 by 43% to get $43,000 in annual income.

3. Divide $43,000 by 12 months to convert the annual 43% limit into a monthly upper limit of $3,583.

4. All your monthly bills including your potential mortgage can’t go above $3,583 per month.

You might find a lender willing to give you a mortgage with a payment that goes above the 43% line, but consider carefully before you take it. Evidence from studies of mortgage loans suggest that borrowers who go over the limit are more likely to run into trouble making monthly payments, the Consumer Financial Protection Bureau warns.

4. Use your rent as a mortgage guide.

The tax benefits of homeownership generally allow you to afford a mortgage payment — including taxes and insurance — of about one-third more than your current rent payment without changing your lifestyle. So you can multiply your current rent by 1.33 to arrive at a rough estimate of a mortgage payment.

Here’s an example: If you currently pay $1,500 per month in rent, you should be able to comfortably afford a $2,000 monthly mortgage payment after factoring in the tax benefits of homeownership.

However, if you’re struggling to keep up with your rent, buy a home that will give you the same payment rather than going up to a higher monthly payment. You’ll have additional costs for homeownership that your landlord now covers, like property taxes and repairs. If there’s no room in your budget for those extras, you could become financially stressed.

Also consider whether or not you’ll itemize your deductions. If you take the standard deduction, you can’t also deduct mortgage interest payments. Talking to a tax adviser, or using a tax software program to do a “what if” tax return, can help you see your tax situation more clearly.

INFORMATION COURTESY OF
HOUSELOGIC
Read more: http://buyandsell.houselogic.com/articles/4-tips-determine-how-much-mortgage-you-can-afford/#ixzz3PwuaXhD7
Follow us: @HouseLogic on Twitter | HouseLogic on Facebook

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

1851 Laura Vista Dr NW, Albany, OR 3 Car Garage Plus 24′ x 34′ Shop!!

This Home offers More than you’ll find anywhere else! This single level 3 bedrooms, 2 baths, 1440 sq ft home built in 2003 has an open living feel with den or office, formal dining area, kitchen island w breakfast bar, laundry/mud room off the 3 car garage. Master suite has cedar lined walk in closet, master bath w dual sinks & slider w patio to the back yard. Central A/C & gas forced air w Clean Air Effects filter system. 24’ x 34’ Shop w 16’ door. RV Parking Area & disposal. 3rd Car Garage is Heated…. All this on 0.26 acre lot in Desirable North Albany!

FOR MORE INFORMATION AND TO ARRANGE YOUR PERSONAL TOUR VISIT
http://www.teampendley.com/1851-Laura-Vista-Dr-NW-Albany-OR~l4871411

OR CONTACT

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley/Hall’s November Price Reductions!!!!

Ryunkin_1_

3849 Ryunkin St SE, Albany, OR
Now Offered At $209,900
Amazing Hickory Floors & Cabinets as well as the large open windows with 12’ ceilings brighten up every space of this home! Master suite on the main level including dual sinks & walk in closet. Open living room floor plan & gas fireplace, large dining area, tiled kitchen counters & island with breakfast bar with SS appliances! Oversized upstairs bedrooms with full Jack n’ Jill bathroom. Fully landscaped front & back yard with UGS.

WEBSITE

http://www.teampendley.com/3849-Ryunkin-St-SE-Albany-OR~l4833099

35th_2

625 35th Ave SE, Albany, OR
Now Offered at $194,900
This rare find 4 bedroom beauty is located in lovely South Albany! Offering a master suite w walk in closet, master bath w tile floors & French doors leading outside to the tropical rock garden w Koi Pond! Guest bedroom w half bath. Large living room offers an office area & sitting room. Bright kitchen w oak cabinets, ample counter space & storage. Many updates including all vinyl windows & UGS. 24×12 Shed w power & concrete floors… You Must Visit This HOME!

WEBSITE

http://www.teampendley.com/625-35th-Ave-SE-Albany-OR~l4832416

beach6

2802 NW Convoy Way, Waldport, OR
Now Offered at $298,000

Newer 2bedroom, 2 bath w/Office or Guest Room! This AMAZING home in Bayshore is located just a one block walk to the beach & very close to private clubhouse. Entry through an enclosed courtyard w/floor to ceiling windows makes any weather perfect for outdoor bbqing, & entertaining. Living room has a gas fireplace, spacious open floor plan & 360 degrees of fantastic views. Master suite has a full bath w/Jacuzzi tub, 2nd bedroom has jack-and-jill entry to bathroom w/shower & inside laundry. 3rd bedroom/office or guest room has built in book shelves & entertainment center.

WEBSITE

http://www.teampendley.com/2802-NW-Convoy-Way-Waldport-OR~l2170059

WVMLS679043

1806 College ST, Philomath, OR
Now Offered at $74,000

Many possibilities with this property. Zoned Office/Residential. Possibly suitable for duplex. House is of little or no value. Buyer to do their due diligence with City and County.

WEBSITE

http://www.teampendley.com/1806-College-ST-Philomath-OR~l4653615

Del_Rio_2

1666 Del Rio Av SE A, B, C, D, Albany, OR
Now Offered at $359,000
Great investment opportunity or owner occupy 4-plex. Townhouse style units with Two 3 bd/1.5 bath and Two – 2 BR/ 1.5 Bath units. All units currently rented. Tenants pay all utilities. Each unit has a covered,private patio and storage area as well with an attached 1 car garage. Nicely maintained, Good rental history and Cash flow. $2575 Per Month Income

WEBSITE

http://www.teampendley.com/1666-Del-Rio-Av-SE-Albany-OR~l4638548

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Shinny New Price 625 35th Ave SE, Albany, OR

Offered at $194,900

This rare find 4 bedroom beauty is located in lovely South Albany! Offering a master suite w walk in closet, master bath w tile floors & French doors leading outside to the tropical rock garden w Koi Pond! Guest bedroom w half bath. Large living room offers an office area & sitting room. Bright kitchen w oak cabinets, ample counter space & storage. Many updates including all vinyl windows & UGS. 24×12 Shed w power & concrete floors… You Must Visit This HOME!

FOR MORE INFORMATION AND TO ARRANGE YOUR PERSONAL TOUR VISIT
http://www.teampendley.com/625-35th-Ave-SE-Albany-OR~l4832416

OR CONTACT
Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

Team Pendley’s October Featured Homes

Del_Rio_2

1666 Del Rio Av SE A, B, C, D, Albany, OR 97322
Great investment opportunity or owner occupy 4-plex. Townhouse style units

http://www.teampendley.com/1666-Del-Rio-Av-SE-Albany-OR~l4638548

Ryunkin_1_

3849 Ryunkin St SE, Albany, OR 97322
Amazing Hickory Floors & Cabinets as well as the large open windows with 12’ ceilings brighten up every space of this home! Master suite on the main level including dual sinks & walk in closet
http://www.teampendley.com/3849-Ryunkin-St-SE-Albany-OR~l4833099

beach6

2802 NW Convoy Way, Waldport, OR 97394
Newer 2 bedroom, 2 bath w/Office or Guest Room! This AMAZING home in Bayshore is located just a one block walk to the beach & very close to private clubhouse.
http://www.teampendley.com/2802-NW-Convoy-Way-Waldport-OR~l2170059

22-1

1025 22nd Ave SE, Albany, OR 97322
Unbelievable back yard!! This 3 bedroom 1.5 bath home offers 1296 sq ft all on a 0.23 acre lot in town!
http://www.teampendley.com/1025-22nd-Ave-SE-Albany-OR~l4835423

North_Heights_2

1497 North Heights, Albany, OR 97321
Hard to find 5 bedroom Home in North Albany w Home Office or Dual Living Possibilities built by Sierra Construction
http://www.teampendley.com/1497-North-Heights-Albany-OR~l4670445

Spicer_24

3750 Spicer Drive, Albany, OR 97322
This “One owner” Classic 60’s Ranch Style home offers over 2500 sq ft, 3 bedrooms, 2 baths, 2 car garage PLUS 40 x 60 Shop with loft area for storage!!

http://www.teampendley.com/3750-Spicer-Drive-Albany-OR~l4664955

35th_1

625 35th Ave SE, Albany, OR 97322
This rare find 4 bedroom beauty is located in lovely South Albany! Offering a master suite w walk in closet, master bath w tile floors & French doors leading outside to the tropical rock garden w Koi Pond!
http://www.teampendley.com/625-35th-Ave-SE-Albany-OR~l4832416

Salmon_Run_1

1599 Salmon Run SW, Albany, OR 97321
This quality built Monticello home is a real charmer w the best lot in the neighborhood
http://www.teampendley.com/1599-Salmon-Run-SW-Albany-OR~l4834354

FOR MORE INFORMATION AND TO ARRANGE YOUR PERSONAL TOUR CONTACT

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

9 mood-lifting ideas to make your home more welcoming and efficient this winter

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The Warm & Cozy Home Guide
Deirdre Sullivan

The dark days of winter can really do a number on your well-being. Shorter days trigger the blahs; freezing temps spark the sniffles. So we put together a list of ideas that’ll turn your home into a comfy haven.

Cozy and Clever Energy Savers

Here’s how to create a brighter and warmer home without using more energy or cranking up the thermostat.

1. Clean dirty light fixtures and dusty bulbs to make your home appear 30% brighter without turning on more lights.

2. Seal sneaky air leaks. It’s not just window and door leaks killing your cozy vibe. Don’t forget to plug stealthy gaps around recessed lights, electrical boxes, and wall outlets. Use a lit incense stick or scented candle to hunt down drafty spots while leaving behind a cozy scent.

3. Replace your traditional gas or wood fireplace. Why? Both suck out heated indoor air and send it up the chimney. A gel fireplace insert is an eco-friendly option that produces a burning fire without gas, wood, electricity, or even a chimney. It’s also smoke-free and emits fewer allegans than a wood fireplace; some options crackle like the real thing. A basic model costs between $100 to $210; custom models go up exponentially from there. A case of gel fuel comes with 12 cans that burn for three hours each (about $35).

Tip: Use a slow cooker to infuse your home with a warm and cozy aroma. Even better, slow cookers are more energy efficient than electric ovens, typically using less energy than a light bulb.

Immunity Boosters

You’ll feel coziest in a healthy indoor environment that keeps allergies at bay and reduces your chances of getting sick.

4. Get plants. Some indoor plants, like golden pothos and gerbera daisies, are particularly adept at sucking up nasty VOCs — the vapors emitted from household cleaners, paints, and dry cleaning. And since plants increase humidity levels, they help decrease household dust.

5. Vacuum while your thermostat is set to “fan on.” This helps filter dust that gets kicked-up while cleaning. Just leave the fan on for about 15 minutes after you finish vacuuming and switch it back to “auto” afterward. HVAC blowers aren’t intended to run all the time.

6. Change your HVAC filter every couple months (monthly if you have pets) to prevent excess dust from circulating.

Tip: Combat superbugs with copper. If you’re planning to upgrade your kitchen or bathroom fixtures, consider classic and homey-looking copper or a copper alloy like brass. A three-hospital study in 2011 found that bacteria can only survive on copper for a few minutes, but germs can live on stainless steel for weeks.

Sun Worshippers

Lack of natural light can trigger a mean case of the winter doldrums — or worse, mood-altering seasonal affective disorder. Maximize daylight and make rooms feel warmer by adding the following to your yearly fall maintenance checklist.

7. Make your windows pane-fully clear. Clean glass not only lets more natural light into your home, it’s a feel-good task, according to a survey by the American Clean Institute. When ACI asked consumers what clean surfaces make them happy, “gleaming windows” made the top five above a “spotless sink.”

8. Ditch your window screens in the fall and winter. They trap dirt and can make your home appear darker inside and out. It’s a good curb appeal booster, too.

9. Add an interior window to a room next to a sun-drenched space to take advantage of natural light.

Tip: Paint chilly rooms, especially north-facing walls that don’t typically get sunlight, in reds, oranges, or yellows — cozy colors that can actually help the room feel warmer, according to a Michigan State University study.

Reposted from
houselogic
Read more: http://www.houselogic.com/home-advice/saving-energy/warm-and-cozy-home/#ixzz3H656syWo
Follow us: @HouseLogic on Twitter | HouseLogic on Facebook

Team Pendley
with RE/MAX Integrity
We Go The Extra Mile, It’s Less Crowded!

http://www.teampendley.com/

Pat Pendley, Principal Broker
(541) 990-2530

Christie Pendley, Broker
Certified Distressed Property Expert
(541) 619-3640

Doug Hall, Broker
(541) 979-0571

**Pat Pendley, Christie Pendley ,and Doug Hall, are licensed Real Estate Brokers in the State of Oregon with RE/MAX Integrity

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